Privacy Policy 

Application 
This privacy policy applies to Universal Life Library Pty Ltd ABN 77 622 140 845 referred to as “Life Library” in this policy. 

Privacy 
Life Library respects your right to privacy under the Privacy Act 1988 (Cth) and is required to comply with the Australian Privacy Principles in respect of the collection of personal information from individuals. Set out below is our policy regarding the collection and storage of your information. 

Contacting us 

If you have any questions about our policy, wish to access or change your personal information or have any complaint regarding treatment of your privacy by us, please contact us at [email protected]

The information we collect 

The sort of personal information we might collect from you includes your name, address, email address, telephone number, credit card information, order and purchase history with us and information about your areas of interest. 

Consequence of not providing information 

You have no obligation to provide personal information which you do not wish to disclose. In some circumstances, however, if we do not have the  required personal information  we may be  unable to provide you with access to goods or services that require the collection of that information.  

How we use the information 

The information that you provide to us is generally used to enable us to provide goods or services to you. The uses will include: 

  • Providing a good or service 
  • Processing payments, refunds or discounts 
  • Providing relevant email notifications, marketing and communications 

You have the right to tell us that you do not want us to send information to you other than information required for providing a good or service or processing a payment or refund.



How you can access, delete or correct personal information  

Life Library will take reasonable steps to ensure that the personal information it collects, uses or discloses is accurate, complete and up-to-date. You may request access to the personal information we hold about you. If you believe that the personal information we hold about you is incomplete or inaccurate, then you may ask us to amend it. You may at any time request us to delete the personal information that we hold about you. If you ask us to delete any personal information that we hold about you, then this may affect our ability to provide you with goods or services, either in whole or in part. 

How you can make a complaint 

If you would like to complain about a breach of the Australian Privacy Principles, you may contact our Privacy Officer. We may ask you to put your complaint in writing and to provide relevant details. We may discuss your complaint with our personnel and our service providers and others as appropriate. You may contact the privacy officer by emailing [email protected] or writing to Life Library PO Box 247 Peregian Beach Q 4573

We will respond to your complaint in a reasonable period of time (usually within 30 days). 

If you disagree with our decision, you may refer your complaint to the Office of the Australian Information Commissioner (OAIC)

Website analytics 

To improve your experience on our site, we use "cookies". Cookies are an industry standard and most major websites use them. A cookie is a small text file that our site may place on your computer as a tool to remember your preferences. You may refuse the use of cookies by selecting the appropriate settings on your browser, however, please note that if you do this you may not be able to use the full functionality of this website. Our website may contain links to other websites. Please be aware that we are not responsible for the privacy practices of such other sites. When you go to other websites from here, we advise you to be aware and read their privacy policy.

Use of Cookies 

Our website does not use cookies to collect your personal information. Cookies are only used to complete orders on our site. A 'cookie' is a small file which contains a piece of text identifying your browser to our site. It is quite common for online shopping sites to send such a 'cookie', and its purpose is to tell us that a previous visitor to www.Life Library.com.au has returned. Our website also uses cookies to stitch previous browsing and purchase history with the aim of providing better user experience and more personal recommendations. It does not collect personally identifiable information in this process. 

SPAM 

Spam is email or other communication that you have not asked for either directly or indirectly. We do not spam people. If we send a communication it will almost certainly be because you have provided us with your contact information and consented to marketing or related communications. 

If you no longer wish to receive communications you can unsubscribe. Normally this can be done by clicking on the link at the bottom of an email. Where the communication is a text, you can reply to the text and confirm you wish to unsubscribe from text messaging. 

Disclosure to third parties 

Life Library does not generally disclose personal information to third parties. In some circumstances personal information may be disclosed to third parties who perform services on behalf of Life Library for the purpose of providing you with goods and services. . Life Library requires third parties who receive your personal information to comply with Australian Privacy laws. Life Library does not sell or rent any personal information.  

Storage of information 

The personal information obtained by Life Library is stored electronically on servers either controlled by Life Library or by its contracted third parties who are also bound to comply with the Australian Privacy Principles or laws which offer the same or better protection for your privacy.  

Life Library takes measures to ensure your personal information is protected from unauthorised access, loss, misuse, disclosure or alteration. We also take measures to destroy or permanently de-identify personal information when it is no longer required. The types of measures we take vary with the type of information, and how it is collected and stored. 

Links 
This privacy policy applies solely to information collected by Life Library and may differ from the policies from other sites that you may link to from this site. We recommend that you read the privacy policy of any site that you link to from this site.  

More Information 

More information about privacy law and privacy principles is available from the Privacy Commissioner. The Privacy Commissioner may be contacted at www.oaic.gov.au  or by emailing [email protected]. 

Universal Life Library Pty Ltd – WEBSITE TERMS OF USE

This website (Site) is operated by Universal Life Library Pty Ltd ABN 77622140845 as Life Library. It is available at: https://lifelibrary.net and may be available through other addresses or channels.

Consent: By accessing and/or using our Site, you agree to these terms of use and our Privacy Policy (see above) (Terms). Please read these Terms carefully and immediately cease using our Site if you do not agree to them.

Variations: We may, at any time and at our discretion, vary these Terms by publishing the varied terms on our Site. We recommend you check our Site regularly to ensure you are aware of our current terms. Materials and information on this Site (Content) are subject to change without notice. We do not undertake to keep our Site up-to-date and we are not liable if any Content is inaccurate or out-of-date.

Licence to use our Site: We grant you a non-exclusive, royalty-free, revocable, worldwide, non-transferable licence to use our Site in accordance with these Terms. All other uses are prohibited without our prior written consent.

Prohibited conduct: You must not do or attempt to do anything: that is unlawful; prohibited by any laws applicable to our Site; which we would consider inappropriate; or which might bring us or our Site into disrepute, including (without limitation):

  1. anything that would constitute a breach of an individual’s privacy (including uploading private or personal information without an individual's consent) or any other legal rights;
  2. using our Site to defame, harass, threaten, menace or offend any person;
  3. interfering with any user using our Site;
  4. tampering with or modifying our Site, knowingly transmitting viruses or other disabling features, or damaging or interfering with our Site, including (without limitation) using trojan horses, viruses or piracy or programming routines that may damage or interfere with our Site;
  5. using our Site to send unsolicited email messages; or
  6. facilitating or assisting a third party to do any of the above acts.

Exclusion of competitors: You are prohibited from using our Site, including the Content, in any way that competes with our business.

Information: The Content is not comprehensive and is for general information purposes only. It does not take into account your specific needs, objectives or circumstances, and it is not advice. While we use reasonable attempts to ensure the accuracy and completeness of the Content, we make no representation or warranty in relation to it, to the maximum extent permitted by law.

Intellectual Property rights: Unless otherwise indicated, we own or licence all rights, title and interest (including intellectual property rights) in our Site and all of the Content. Your use of our Site and your use of and access to any Content does not grant or transfer to you any rights, title or interest in relation to our Site or the Content. You must not:

      1. copy or use, in whole or in part, any Content;
      2. reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any Content to any third party; or
      3. breach any intellectual property rights connected with our Site or the Content, including (without limitation) altering or modifying any of the Content, causing any of the Content to be framed or embedded in another website or platform, or creating derivative works from the Content.

Third party sites: Our Site may contain links to websites operated by third parties. Unless expressly stated otherwise, we do not control, endorse or approve, and are not responsible for, the content on those websites. You should make your own investigations with respect to the suitability of those websites.

Discontinuance: We may, at any time and without notice to you, discontinue our Site, in whole or in part. We may also exclude any person from using our Site, at any time and at our sole discretion. We are not responsible for any Liability you may suffer arising from or in connection with any such discontinuance or exclusion.

Warranties and disclaimers: To the maximum extent permitted by law, we make no representations or warranties about our Site or the Content, including (without limitation) that:

  1. they are complete, accurate, reliable, up-to-date and suitable for any particular purpose;
  2. access will be uninterrupted, error-free or free from viruses; or
  3. our Site will be secure.

You read, use and act on our Site and the Content at your own risk.

Limitation of liability: To the maximum extent permitted by law, we are not responsible for any loss, damage or expense, howsoever arising, whether direct or indirect and/or whether present, unascertained, future or contingent (Liability) suffered by you or any third party, arising from or in connection with your use of our Site and/or the Content and/or any inaccessibility of, interruption to or outage of our Site and/or any loss or corruption of data and/or the fact that the Content is incorrect, incomplete or out-of-date.

Indemnity: To the maximum extent permitted by law, you must indemnify us, and hold us harmless, against any Liability suffered or incurred by us arising from or in connection with your use of our Site or any breach of these Terms or any applicable laws by you. This indemnity is a continuing obligation, independent from the other obligations under these Terms, and continues after these Terms end. It is not necessary for us to suffer or incur any Liability before enforcing a right of indemnity under these Terms.

Termination: These Terms are effective until terminated by us, which we may do at any time and without notice to you. In the event of termination, all restrictions imposed on you by these Terms and limitations of liability set out in these Terms will survive.

Disputes: In the event of any dispute arising from, or in connection with, these Terms (Dispute), the party claiming there is a Dispute must give written notice to the other party setting out the details of the Dispute and proposing a resolution. Within 7 days after receiving the notice, the parties must, by their senior executives or senior managers (who have the authority to reach a resolution on behalf of the party), meet at least once to attempt to resolve the Dispute or agree on the method of resolving the Dispute by other means, in good faith. All aspects of every such conference, except the fact of the occurrence of the conference, will be privileged. If the parties do not resolve the Dispute, or (if the Dispute is not resolved) agree on an alternate method to resolve the Dispute, within 21 days after receipt of the notice, the Dispute may be referred by either party (by notice in writing to the other party) to litigation.

Severance: If a provision of these Terms is held to be void, invalid, illegal or unenforceable, that provision must be read down as narrowly as necessary to allow it to be valid or enforceable. If it is not possible to read down a provision (in whole or in part), that provision (or that part of that provision) is severed from these Terms without affecting the validity or enforceability of the remainder of that provision or the other provisions in these Terms.

Jurisdiction: Your use of our Site and these Terms are governed by the laws of Queensland. You irrevocably and unconditionally submit to the exclusive jurisdiction of the courts operating in Queensland and any courts entitled to hear appeals from those courts and waive any right to object to proceedings being brought in those courts.

Our Site may be accessed throughout Australia and overseas. We make no representation that our Site complies with the laws (including intellectual property laws) of any country outside Australia. If you access our Site from outside Australia, you do so at your own risk and are responsible for complying with the laws of the jurisdiction where you access our Site.

For any questions and notices, please contact us at:

Universal Life Library Pty Ltd ABN 77622140845

Email: [email protected]

Last update: 3 October 2023

DISCLAIMER NOTICE

All books provided on Life Library (https://lifelibrary.net) are provided for entertainment and educational purposes only. Life Library does not endorse the content or use of any books, toys or equipment provided. Life Library make no representation or warranties with respect to the accuracy, applicability, fitness or completeness of the items borrowed from Life Library. The books are not intended to be a substitute for informed professional medical, psychiatric, psychological, legal, financial or other professional advice. Don’t use the information or equipment to diagnose or develop a plan for a health, mental or financial problem without consulting a qualified provider. If you’re in a life-threatening or emergency situation, seek professional assistance immediately. If you wish to apply ideas contained in any book borrowed from Life Library, you are taking full responsibility of your actions. The content of each book is the sole expression and opinion of its author, and not that of Life Library. No warranties or guarantees are expressed or implied by Life Library’s choice to include any book in its collection. Life Library shall not be liable for any physical, psychological, emotional, financial or commercial damages, including, but not limited to, special, incidental, consequential or other damages. You are responsible for your own choices, actions and results.